The average American pays $1,771/year
for car insurance.
Most people pay WAY too much!
Here is how to cut your bill dramatically:
TIP 1 — SHOP AROUND EVERY 6 MONTHS:
Most people never switch → huge mistake!
Companies charge loyal customers MORE
Use these comparison sites:
→ The Zebra
→ Insurify
→ NerdWallet Compare
Potential savings: $200-600/year
TIP 2 — BUNDLE HOME AND AUTO:
→ Use same company for both
→ Get 10-25% discount automatically
→ Ask your current insurer for bundle quote
Potential savings: $150-300/year
TIP 3 — RAISE YOUR DEDUCTIBLE:
→ Go from $500 to $1,000 deductible
→ Lowers premium 10-15%
→ Only do this if you have emergency fund!
Potential savings: $100-200/year
TIP 4 — ASK FOR EVERY DISCOUNT:
Most people never ask! Request these:
→ Good driver discount
→ Good student discount (under 25)
→ Low mileage discount (work from home?)
→ Military discount
→ Professional organization discount
→ Pay in full discount (vs monthly)
Potential savings: $100-400/year
TIP 5 — IMPROVE YOUR CREDIT SCORE:
→ Insurance companies check credit!
→ Going from 650 to 750 score
→ Can lower insurance 10-20%
Potential savings: $100-300/year
TIP 6 — TAKE DEFENSIVE DRIVING COURSE:
→ Online course costs $25-50
→ Gives 5-15% insurance discount
→ Pays for itself immediately!
Potential savings: $50-200/year
TIP 7 — REMOVE UNNECESSARY COVERAGE:
→ Old car worth less than $4,000?
→ Drop comprehensive & collision
→ Not worth paying $600+/year for it
Potential savings: $300-600/year
TOTAL POTENTIAL SAVINGS: $500-1,500/year!
Start by getting 3 quotes TODAY
on The Zebra or Insurify — takes 5 minutes! 🚗
