Millions of Americans qualify for
student loan forgiveness.<\/p>\n\n\n\n
Do YOU qualify?<\/p>\n\n\n\n
PROGRAM 1 \u2014 PUBLIC SERVICE LOAN FORGIVENESS (PSLF):
Who qualifies:
\u2192 Government employees (federal, state, local)
\u2192 Nonprofit workers (501c3)
\u2192 Teachers, nurses, doctors in public sector
\u2192 Military service members<\/p>\n\n\n\n
Requirements:
\u2192 120 qualifying payments (10 years)
\u2192 On income driven repayment plan
\u2192 Direct loans only<\/p>\n\n\n\n
Benefit:
\u2192 Remaining balance FORGIVEN TAX FREE! ✅
\u2192 Could be $20,000-$100,000+ forgiven!<\/p>\n\n\n\n
How to apply:
\u2192 Submit Employment Certification annually
\u2192 Go to studentaid.gov\/pslf
\u2192 Use PSLF Help Tool<\/p>\n\n\n\n
PROGRAM 2 \u2014 TEACHER LOAN FORGIVENESS:
Who qualifies:
\u2192 Full time teachers
\u2192 In low income schools
\u2192 For 5 consecutive years<\/p>\n\n\n\n
Benefit:
\u2192 Up to $17,500 forgiven<\/p>\n\n\n\n
PROGRAM 3 \u2014 INCOME DRIVEN FORGIVENESS:
Plans: SAVE, PAYE, IBR, ICR
Requirements:
\u2192 20-25 years of payments
\u2192 On qualifying repayment plan<\/p>\n\n\n\n
Benefit:
\u2192 Remaining balance forgiven
\u2192 NOTE: May be taxable income!<\/p>\n\n\n\n
PROGRAM 4 \u2014 STATE SPECIFIC PROGRAMS:
Many states offer forgiveness for:
\u2192 Doctors in rural areas
\u2192 Lawyers in public interest
\u2192 Nurses in underserved areas
\u2192 STEM teachers<\/p>\n\n\n\n
Check your state education website!<\/p>\n\n\n\n
PROGRAM 5 \u2014 EMPLOYER REPAYMENT BENEFITS:
Many employers now offer:
\u2192 $100-$1,000\/month toward student loans
\u2192 Ask your HR department!
\u2192 This is FREE money many people miss!<\/p>\n\n\n\n
ACTION STEPS:<\/p>\n\n\n\n
Never just ignore student loans \u2014
options are available! 💪<\/p>\n","protected":false},"excerpt":{"rendered":"
Millions of Americans qualify forstudent loan forgiveness. Do YOU qualify? PROGRAM 1 \u2014 PUBLIC SERVICE LOAN FORGIVENESS (PSLF):Who qualifies:\u2192 Government employees (federal, state, local)\u2192 Nonprofit workers (501c3)\u2192 Teachers, nurses, doctors in public sector\u2192 Military service members Requirements:\u2192 120 qualifying payments (10 years)\u2192 On income driven repayment plan\u2192 Direct loans only Benefit:\u2192 Remaining balance FORGIVEN TAX … <\/p>\n","protected":false},"author":1,"featured_media":153,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[],"class_list":["post-130","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-student-loans","grid-sizer"],"_links":{"self":[{"href":"https:\/\/getrichunder30.com\/index.php?rest_route=\/wp\/v2\/posts\/130","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/getrichunder30.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/getrichunder30.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/getrichunder30.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/getrichunder30.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=130"}],"version-history":[{"count":1,"href":"https:\/\/getrichunder30.com\/index.php?rest_route=\/wp\/v2\/posts\/130\/revisions"}],"predecessor-version":[{"id":131,"href":"https:\/\/getrichunder30.com\/index.php?rest_route=\/wp\/v2\/posts\/130\/revisions\/131"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/getrichunder30.com\/index.php?rest_route=\/wp\/v2\/media\/153"}],"wp:attachment":[{"href":"https:\/\/getrichunder30.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=130"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/getrichunder30.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=130"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/getrichunder30.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=130"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}