{"id":112,"date":"2026-04-10T10:27:07","date_gmt":"2026-04-10T10:27:07","guid":{"rendered":"https:\/\/getrichunder30.com\/?p=112"},"modified":"2026-04-10T10:27:07","modified_gmt":"2026-04-10T10:27:07","slug":"7-best-online-banks-in-america-that-will-save-you-money-in-2026","status":"publish","type":"post","link":"https:\/\/getrichunder30.com\/?p=112","title":{"rendered":"7 Best Online Banks in America That Will Save You Money in 2026"},"content":{"rendered":"\n

Tired of paying fees to big banks?
These online banks are completely FREE!<\/p>\n\n\n\n

    \n
  1. CHIME \u2014 Best Overall ⭐
    Monthly fee: $0
    Minimum balance: $0
    Features:
    \u2192 Get paid 2 days early
    \u2192 No overdraft fees (SpotMe covers $200)
    \u2192 60,000 free ATMs
    \u2192 Automatic round up savings
    \u2192 No credit check to open
    Best for: Everyone<\/li>\n\n\n\n
  2. ALLY BANK \u2014 Best High Yield Savings
    Monthly fee: $0
    Savings APY: 4.50%!
    Features:
    \u2192 No minimum balance
    \u2192 24\/7 customer service
    \u2192 Buckets feature for saving goals
    \u2192 Overdraft protection
    Best for: Saving money with high interest<\/li>\n\n\n\n
  3. SOFI BANK \u2014 Best All in One
    Monthly fee: $0
    Savings APY: 4.60%!
    Features:
    \u2192 Early paycheck (2 days)
    \u2192 No account fees
    \u2192 $300 sign up bonus available
    \u2192 Investing built in
    Best for: One app for banking + investing<\/li>\n\n\n\n
  4. MARCUS BY GOLDMAN SACHS
    Monthly fee: $0
    Savings APY: 4.50%
    Features:
    \u2192 No fees ever
    \u2192 Goldman Sachs security
    \u2192 Easy transfers
    Best for: Pure high yield savings<\/li>\n\n\n\n
  5. CURRENT
    Monthly fee: $0
    Features:
    \u2192 Instant gas hold releases
    \u2192 40,000 free ATMs
    \u2192 Teen banking available
    \u2192 Points rewards program
    Best for: Young people & teens<\/li>\n\n\n\n
  6. VARO BANK
    Monthly fee: $0
    Savings APY: Up to 5.00%!
    Features:
    \u2192 No minimum balance
    \u2192 Early paycheck
    \u2192 Save Your Pay feature
    Best for: Highest savings rate<\/li>\n\n\n\n
  7. DISCOVER BANK
    Monthly fee: $0
    Features:
    \u2192 1% cashback on debit purchases
    \u2192 60,000 free ATMs
    \u2192 Great customer service
    \u2192 High yield savings
    Best for: Cashback on debit card<\/li>\n<\/ol>\n\n\n\n

    MY RECOMMENDATION:
    Checking: Chime (best features free)
    Savings: SoFi or Ally (highest interest)<\/p>\n\n\n\n

    Switch today \u2014 stop paying fees
    to old traditional banks! 💰<\/p>\n","protected":false},"excerpt":{"rendered":"

    Tired of paying fees to big banks?These online banks are completely FREE! MY RECOMMENDATION:Checking: Chime (best features free)Savings: SoFi or Ally (highest interest) Switch today \u2014 stop paying feesto old traditional banks! 💰<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-112","post","type-post","status-publish","format-standard","hentry","category-banking","grid-sizer"],"_links":{"self":[{"href":"https:\/\/getrichunder30.com\/index.php?rest_route=\/wp\/v2\/posts\/112","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/getrichunder30.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/getrichunder30.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/getrichunder30.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/getrichunder30.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=112"}],"version-history":[{"count":1,"href":"https:\/\/getrichunder30.com\/index.php?rest_route=\/wp\/v2\/posts\/112\/revisions"}],"predecessor-version":[{"id":113,"href":"https:\/\/getrichunder30.com\/index.php?rest_route=\/wp\/v2\/posts\/112\/revisions\/113"}],"wp:attachment":[{"href":"https:\/\/getrichunder30.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=112"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/getrichunder30.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=112"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/getrichunder30.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=112"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}